Coinbase is rolling out access to nearly 4,000 US stocks for eligible customers in the UK, allowing them to trade shares, cryptocurrency and cash from the same app.
The service, which begins phased access from 6 August, includes trading five days a week around the clock, zero-commission investing and the option to fund purchases with pounds sterling or the USDC stablecoin.
Customers will be able to buy and sell full or fractional shares, with investments starting from £1. Coinbase said users can manage their US equities alongside existing crypto and fiat holdings without transferring money to another platform.
The launch is the latest step in the company’s plan to build what it calls the “Everything Exchange” – a single platform combining traditional financial products with digital assets.
Eligible UK customers will progressively receive access to selected US equities. Trading will be available 24 hours a day, five days a week, extending beyond the standard opening hours of US markets.
Purchases can be funded instantly using GBP or USDC balances already held on Coinbase. Subscribers to Coinbase One will also be eligible to earn uncapped rewards on their USDC holdings while using the service.
Coinbase said fractional share investing would reduce the minimum amount required to invest in US companies. It described the move as the first launch by a crypto-native trading application offering direct access to US equities in the UK.
The company’s UK offering already includes savings accounts and crypto-backed borrowing, both introduced earlier this year. The addition of share trading means customers can access savings, borrowing, cryptocurrency and equities through one application.
Orders will be routed through Coinbase Capital Markets Corporation and executed by Apex. US shares will be held in custody by Apex Clearing in the United States, Keith Grose, Coinbase’s Regional Managing Director for the UK and Europe, told The Block.
Coinbase announced its broader Everything Exchange plans in June. The proposed platform is intended to bring together crypto trading, stocks, commodities, derivatives, lending, payments and artificial intelligence tools.
The company said the long-term aim was to replace separate financial accounts with one platform supporting multiple asset classes around the clock. It also argued that blockchain infrastructure could reduce settlement delays and overcome restrictions associated with traditional market hours.
The UK equities launch puts part of that strategy into operation. Grose said Coinbase planned to introduce more products in the UK and European Union over the coming months as it developed compliant infrastructure.
The company chose conventional US equities rather than tokenised stocks for the initial launch because it wanted to provide an immediate benefit to UK customers, Grose said. Coinbase considers tokenised equities an important part of the future of financial markets but intends to consult regulators before offering them.
Grose added that Coinbase’s recently obtained UK MiFID licence had broadened its ability to provide financial products, including equities to retail investors and derivatives for professional traders.
He also said the UK’s forthcoming crypto regulatory framework gave Coinbase greater certainty as it expanded its integrated financial platform. The Financial Conduct Authority has finalised its rules, while the authorisation gateway is expected to open in September before the regime comes into force in October 2027.
Coinbase said survey data continued to show that UK retail investors participate in stock markets at lower rates than investors in the United States. It believes providing longer-hours access to US stocks through an app already used for cryptocurrency could make share investing more accessible.
The company warned that out-of-hours trading carries additional risks. Fractional share trading will not be available outside normal US market hours, while US equities are denominated in dollars, meaning exchange-rate movements can affect purchases made with GBP.
CB Payments Ltd is authorised and regulated by the Financial Conduct Authority for investment services and electronic money activities. Coinbase reminded customers that their capital remains at risk and that third parties execute, clear and settle equity trades.
The use of USDC to fund share purchases also gives the stablecoin another role across Coinbase’s services.
Circle confirmed during its second-quarter earnings call earlier this week that its commercial agreement with Coinbase had automatically renewed on existing terms, extending the partnership to 2029. Under the arrangement, Coinbase continues to support USDC across its services and receives a share of reserve income generated through the collaboration.
Circle previously said 30% of USDC in circulation was held on Coinbase’s platform at the end of the second quarter, making the exchange one of the stablecoin’s biggest distribution channels.
The stock launch gives customers holding USDC on Coinbase another way to use those funds, allowing them to move between crypto assets, stablecoins and US equities without converting money outside the platform.
Coinbase has also been expanding its financial services beyond the UK. In June, it introduced direct Indian rupee deposits and withdrawals through IMPS after reopening the Indian market in late 2025. That gave customers in India bank-linked access to crypto trading, spot markets and perpetual futures.
The launches in the UK and India form part of Coinbase’s wider effort to combine traditional financial services and cryptocurrency products within one regulated platform.
