Tether-backed stablecoin infrastructure USDT0 has launched on Stellar, giving the payments-focused blockchain access to liquidity that can move between more than 25 supported networks.
The launch took place on 2 September and uses LayerZero’s Omnichain Fungible Token standard. The technology allows USDT0 to transfer between Stellar and connected blockchains while maintaining what its developers describe as a single supply backed one-to-one by USDT.
USDT0 is not a new direct issuance of USDT by Tether on Stellar. It is an interoperability product designed to extend access to USDT liquidity across participating networks. That distinction is important because the frequently cited figure of $180bn refers to the wider market capitalisation of USDT, rather than the amount of USDT0 deposited on Stellar at launch.
The Stellar Development Foundation said USDT0 could be used for payments, treasury transfers, trading and decentralised finance. However, its eventual impact will depend on how much liquidity is bridged to Stellar and how many businesses and users adopt the asset.
Traditional stablecoin bridges can create separate representations of an asset, backed by tokens locked on another blockchain. This can split liquidity between different bridge providers and token contracts.
USDT0 is intended to reduce that fragmentation through LayerZero’s interoperability technology. Its documentation says participating networks retain redeemable assets on both sides of a transfer while remaining connected to other blockchains supporting USDT0.
When USDT0 moves between networks, the system adjusts supply across the relevant chains rather than issuing an unrelated wrapped token. The Stellar Development Foundation said the structure allows users to access a wider shared liquidity pool across connected ecosystems.
The model does not remove the risks associated with cross-chain transfers. Users remain exposed to the smart contracts, messaging infrastructure and operational controls responsible for moving assets. Greater access to a wider market also does not guarantee deep liquidity for every decentralised exchange or trading pair.
The official USDT0 website lists more than 25 supported networks. They include Ethereum, Solana, Arbitrum, Avalanche, Polygon, TON, Optimism, Hyperliquid and Stellar.
Stellar’s payments focus
Stellar was built to support asset issuance and international payments. Transactions are paid for in XLM and are normally confirmed within several seconds.
The Stellar Development Foundation said USDT0 could help payment companies serve customers in Latin America, Africa and Asia-Pacific, where USDT is widely used for dollar-denominated transfers, savings and settlement.
Stellar recorded $5.5bn in stablecoin payment volume during the first quarter of 2026, a 72% rise compared with the same period in 2025. The foundation also said tokenised real-world assets on the network exceeded $2bn shortly after the quarter ended.
Those figures relate to activity across the wider Stellar ecosystem and were published by the Stellar Development Foundation. They do not measure USDT0 usage, because the asset had not yet launched on Stellar during that reporting period.
The network already hosts stablecoin and tokenised-asset projects including Circle’s USDC and Franklin Templeton’s BENJI. MoneyGram added MGUSD to Stellar in June, bringing another dollar-denominated asset to its payments infrastructure.
USDT0 therefore arrives in an ecosystem that already contains competing stablecoins. Its potential advantage is access to markets where users and counterparties already prefer USDT. In some Stellar applications or regulated payment services, however, USDC and other assets may continue to have deeper liquidity.
Wallet and exchange support
According to an announcement from Stellar, USDT0 was initially available through Kraken, Bitget, Fireblocks, Freighter, Lobstr, Meru, BiLira Kripto, Kredete, Ramp Network and SushiSwap.
Exodus was listed as an upcoming integration. The foundation said further wallets and exchanges would add support in the following months, but it did not give specific deployment dates.
SushiSwap provides Stellar users with an initial decentralised venue for trading USDT0. Potential uses in lending and collateral will depend on individual protocol integrations, as well as assessments of liquidity, pricing and cross-chain risks.
Exchanges will also need to distinguish between USDT0 and USDT deposits. Sending an asset through an unsupported network or to an incompatible token contract can lead to delayed crediting or permanent loss of funds. Users must check both the supported asset and blockchain before making a transfer.
The launch follows wider growth in interoperable stablecoins. RLUSD recently expanded to five additional networks through Wormhole’s native transfer system, reflecting demand for stablecoins that can operate across several ecosystems without relying on isolated wrapped versions.
USDT0 gives Stellar applications technical access to cross-chain USDT liquidity, but the launch does not show how much of that liquidity will remain on the network. Deposits, exchange support, market-maker participation and demand for USDT-denominated payments will determine whether usage develops.
The claim that Stellar users can access more than $180bn should be understood as a reference to the broader USDT market. It does not mean that $180bn is immediately available for trading, lending or withdrawal through Stellar.
The network’s low fees could make it suitable for smaller payments and remittances. Existing on-ramp and off-ramp relationships may also help USDT0 reach people beyond cryptocurrency trading markets. Each service remains subject to its own jurisdictional, compliance and customer-access requirements.
XLM is needed to pay Stellar transaction fees and maintain minimum account balances. But adoption of USDT0 would not automatically create significant demand for XLM, because individual network fees are small.
No verified movement in the price of XLM has been attributed solely to the launch. Cryptocurrency prices also reflect wider market conditions, liquidity and investor positioning.
The key measures in the coming months will be USDT0 supply on Stellar, transfer volumes, exchange deposits and withdrawals, decentralised exchange liquidity and further payment-provider integrations. Those figures will indicate whether the launch produces sustained activity rather than simply making the asset technically available.
Stellar has not announced a target for USDT0 supply or payment volume, and the foundation has not given a deadline for the additional integrations mentioned in its release.
