MetaMask has launched Agent Wallet, a self-custodial crypto wallet that allows artificial intelligence agents to carry out on-chain transactions within limits set by users, with eligible transactions potentially covered for losses of up to $10,000 a month.
The company announced the wider launch on Thursday, following an initial release to about 200 early-access users in June.
Agent Wallet is aimed at traders and developers who use AI agents to monitor markets, identify potential opportunities and execute automated on-chain strategies. Its supported activities include token swaps, perpetual futures trading, prediction market positions and liquidity provision.
The wallet is compatible with Claude Code, Codex, Cursor, OpenClaw, Hermes and OpenCode. MetaMask said users could deploy agents on Hyperliquid and supported Ethereum Virtual Machine networks.
Unlike products that provide an AI model with unrestricted access to a wallet, Agent Wallet allows users to define their own controls before adding funds. Those controls can include daily spending limits, approved protocols and wider preferences relating to risk.
“This security-first model is why Agent Wallet is built around rules, not blind delegation,” MetaMask said. “The agent can act, but it acts inside the user’s boundaries.”
Users retain control of their private keys and can export their secret recovery phrase, meaning the product remains self-custodial rather than placing funds under MetaMask’s direct control.
Agent Wallet has two operating modes, designed for users who want different levels of autonomy from their AI systems.
Guard Mode is the default setting. If a transaction exceeds a spending limit, involves an unapproved protocol or breaches another wallet policy, it is paused and sent to the user for approval through two-factor authentication. Requests can be reviewed and authorised using MetaMask Mobile or via a link sent by email.
Beast Mode is intended for more experienced traders and developers who want fewer interruptions. The wallet’s security checks continue to operate in this setting, but transactions considered potentially malicious will still require human approval.
The system also includes gas abstraction, allowing an agent to transfer or swap tokens without the wallet holding the network’s native asset to pay transaction fees. Instead, MetaMask settles the fee using the asset involved in the transaction.
Supported transactions on Ethereum Virtual Machine networks are subjected to simulation and threat scanning before being submitted to the blockchain. They also go through MetaMask’s Smart Transactions protection, which is designed to address risks linked to maximal extractable value.
Transactions that pass those checks may be eligible for as much as $10,000 in Transaction Protection coverage each month if they nevertheless cause a loss. However, the protection comes with eligibility conditions and does not guarantee compensation for every trading loss, unsuccessful strategy or unsupported transaction.
Autonomous trading remains vulnerable to market volatility, smart-contract failures and incorrect instructions. The limits built into a wallet can restrict the actions an AI agent is permitted to take, but cannot remove every financial or technical risk.
MetaMask said Agent Wallet’s rules-based design was intended to stop AI agents from overriding user policies and reduce the need for an agent to interpret every individual instruction correctly.
The product enters an increasingly competitive market for payment and trading infrastructure designed for autonomous software. Coinbase, based in the United States, introduced Agentic Wallets in February, providing AI systems with programmable tools to spend, earn and trade while operating within built-in controls.
MoonPay has also expanded MoonAgents, including a Telegram-based interface that allows users to manage cryptocurrency through natural-language commands.
Agent Wallet is the latest step in MetaMask’s effort to move beyond its traditional browser-wallet offering. In June, the company launched Money Account, a self-custodial account centred on mUSD that brings variable DeFi yield, trading and card spending together through one balance.
MetaMask has not launched a native token alongside Agent Wallet. Its adoption is likely to depend on whether traders and developers are prepared to give autonomous systems limited authority over real on-chain capital.
